Regulated systems
Determinds designs, builds, and maintains regulated systems for banking and payments, healthcare, and government, engineered to pass a bank’s information security review, integrate with core platforms, and meet the standards your regulator sets. That includes know-your-customer and anti-money-laundering workflows, healthcare systems built to HIPAA standards, and government data sovereignty requirements.
01 Security record
A security record reviewed by banks, auditors, and regulators
Every Determinds system is built to meet its client’s security and compliance requirements from the start, and our record has been tested by the institutions that set those requirements.
| Bank penetration tests passed | 2, by the information security teams at National Bank of Egypt and Banque Misr |
|---|---|
| External security audits passed | 3, including Zerosploit |
| Central Bank of Egypt approvals navigated | 1 |
| Core banking integrations in production | 2 |
| Secured government locations | 7+ |
| Contracted uptime | 99.99%, with 99.992% achieved over the past twelve months |
02 Industries
Regulated systems for the sectors that demand the most assurance
Banking and payments
Payment gateways, core banking integrations, and know-your-customer and anti-money-laundering workflows, built to pass a bank’s information security review and to run inside PCI DSS environments. Seventy institutions are live on a payment gateway we built and maintain.
Healthcare
Hospital and clinical systems built to HIPAA standards, with data boundaries, access rules, and audit trails drawn before the first line of code, and human-in-the-loop checkpoints wherever a decision affects patient care.
Government
Systems designed around government data sovereignty requirements, covering where data is stored, who may access it, and how it moves between systems, and deployed into 7+ secured government locations.
03 Our approach
Compliance built into the design from the start
Determinds settles the regulatory requirements of a system before development begins, covering the deployment architecture, the security boundaries, and the review points your auditors will ask about, so compliance shapes the design from the first sprint.
Our team works inside your change control process through delivery and after launch. The engineers who build your system prepare the evidence for each review, from a bank’s penetration test to a regulator’s approval, and the same team supports it afterward with 24/7 monitoring under a guaranteed SLA.
04 Controls
The controls your auditors ask for, built into every system
Audit trails
Every change to data or configuration is recorded with who made it, when, and why, in logs your compliance team can review and export.
Maker-checker control
Sensitive operations such as payments, limit changes, and account updates need a second approver before they take effect.
Role-based access
Access follows role and least privilege, with privileged actions logged and reviewed.
Change control
Releases move through your approval process, with documented changes, tested rollbacks, and a clear record of what reached production and when.
Data boundaries
Personal, financial, and clinical data is classified, encrypted, and kept within the boundaries your regulator sets.
Human-in-the-loop checkpoints
AI and automated workflows include a review point wherever a decision affects a customer, a patient, or a transaction.
05 Frequently asked
Questions about regulated systems
What is a regulated system?
A regulated system is software that has to meet the requirements of a regulator, an industry standard, or a client’s own information security team before it goes live, such as a banking platform, a healthcare application, or a government service. Determinds designs, builds, and maintains regulated systems for banking and payments, healthcare, and government.
Can Determinds build a system that passes a bank’s information security review?
Yes. The information security teams at National Bank of Egypt and Banque Misr have both penetration-tested our systems, and Determinds has passed three external security audits, including Zerosploit. From the start of each project we prepare the architecture, documentation, and test environments that a review needs.
Can Determinds build payment systems that run inside a PCI DSS environment?
Yes. Determinds builds payment systems that run inside our clients’ PCI DSS environments and integrate with their core banking platforms. On D-PAY, our payment platform, the processing core is PCI DSS Level 1 and SOC 2 Type II through Visa Acceptance Solutions.
Does Determinds have experience with Central Bank of Egypt approvals?
Yes. Determinds has navigated a Central Bank of Egypt approval, preparing the technical documentation and evidence the review required.
Does Determinds build healthcare systems to HIPAA standards?
Yes. Determinds builds healthcare systems to HIPAA standards, with data boundaries, access controls, and audit trails settled before development begins, and human-in-the-loop checkpoints wherever a decision affects patient care.
How does Determinds meet government data sovereignty requirements?
Determinds designs each government system around its data sovereignty requirements from the first architecture review, covering where data is stored, who can access it, and how it moves between systems. Our systems are deployed in 7+ secured government locations.
Can Determinds work within our change control and approval processes?
Yes. Our team works inside your change control process through delivery and after launch, with documented releases, tested rollbacks, and approvals recorded at each stage.
Regulated systems
Security and compliance, built in from the start
Talk to a Determinds engineer about your regulated system, starting with the standards, reviews, and approvals it needs to pass.